OUR SERVICES
In order to help you meet your retirement goals we have a variety of services that we offer. All services we offer are provided by someone who is licensed and specially trained in that area of expertise. Often times there are more than one expert that looks at your overall portfolio so that everyone can work together to get you the best plan possible. Once your goals, needs, and objective are established we will create a strategy to meet your plan using the following products and services:
ANNUITIES:
A vital part of your retirement plan, Annuities are taxed deferred investment vehicles that grow funds to provide income or wealth accumulation over time.
In today’s financial market, a retirement strategy would not be complete unless part of it provided for growth while making sure that the underlying assets are not subject to market risk. With employer pensions becoming rare, you need a way to have guaranteed income throughout your retirement.
Whether you’re planning for, nearing or already in retirement, we have fixed annuity products that can help you achieve financial security and accomplish your financial goals. Few other financial products offer a guaranteed return. And no other products available in the marketplace can assume the entire risk of providing income to you for your lifetime. Only annuities offered by insurance companies can make this unique guarantee.
401K AND IRA ROLLOVERS:
Do you have money in a 401K plan that has lost money? Depending on your age or employment status, you may be able to roll it over into a guaranteed product. Before you take any distributions, and have to pay hefty tax penalties, call us for a free consultation.
403B FOR EDUCATORS:
Educators give their career selflessly to better the future of our world and in our opinion, when it comes time for them to say goodbye to teaching- they deserve the best. It is our mission to give them just that- a better way to plan for their financial futures.
A 403 (b) tax-sheltered annuity (TSA) is a retirement savings program allowed by the Internal Revenue Code which enables you to save pre-tax dollars for your retirement, thus reducing your current taxable income. Your contributions grow on a tax-deffered basis until distributions are received, usually at retirement. This retirement program is available to employees of most public and private education institutions, colleges and universities, nonprofit hospitals and other tax-exempt 501(c) (3) organizations, such as charitable institutions, foundations, and religious organizations.